---
title: "Upshift on Merkl"
description: "Upshift, built on prime brokerage August, lets retail access the high-yield strategies used by institutions. Maximize your APY for USDC, HYPE and more."
canonical: "https://app-a.merkl.xyz/protocols/upshift"
protocol: "Upshift"
protocolId: "upshift"
page: 1
items: 5
totalPages: 1
---

# Upshift

## Back to

- [Protocols index (markdown)](https://app-a.merkl.xyz/protocols.md)
- [Opportunities index (markdown)](https://app-a.merkl.xyz/opportunities.md)
- [Protocols index (HTML)](https://app-a.merkl.xyz/protocols)

Upshift, built on prime brokerage August, lets retail access the high-yield strategies used by institutions. Maximize your APY for USDC, HYPE and more.

## Stats

- **ID**: upshift
- **Name**: Upshift
- **Total opportunities**: 5
- **Live opportunities**: 5
- **Live campaigns**: 7
- **Daily rewards**: $4,226.11
- **Max APR**: 25.38%
- **Website**: https://www.upshift.finance/
- **Tags**: LEND

## Trust

Verified by DefiLlama — listed in Dec 2024.

- **DefiLlama slug**: upshift
- **DefiLlama page**: https://defillama.com/protocol/upshift
- **Category**: Onchain Capital Allocator
- **Audits**: 2
- **Twitter**: https://twitter.com/upshift_fi
- **Last synced**: 2026-09-14T04:02:19.000Z

### Audit reports

- [Audit 1](https://docs.upshift.finance/architecture/smart-contract-audits)

## Opportunities — page 1 of 1 (5 total)

| # | Opportunity | Chain | APR | TVL |
| --- | --- | --- | --- | --- |
| 1 | [Supply USDC in Upshift earnUSDC curated by Gami Labs](https://app-a.merkl.xyz/opportunities/12848640496271100237.md) | [Stellar](https://app-a.merkl.xyz/chains/stellar.md) | 5.20% | $25,076,700.78 |
| 2 | [Supply XLM in Upshift earnXLM curated by Gami Labs](https://app-a.merkl.xyz/opportunities/12409010354342516170.md) | [Stellar](https://app-a.merkl.xyz/chains/stellar.md) | 3.05% | $3,765,748.15 |
| 3 | [Deposit AUSD to Upshift earnAUSD](https://app-a.merkl.xyz/opportunities/10536719376278598912.md) | [Monad](https://app-a.merkl.xyz/chains/monad.md) | 0.40% | $25,941,219.69 |
| 4 | [Deposit USDnr to Upshift earnUSDnr](https://app-a.merkl.xyz/opportunities/10322264379508446577.md) | [Fluent](https://app-a.merkl.xyz/chains/fluent.md) | 25.46% | $68,460.76 |
| 5 | [Supply AUSD in the earnAUSD Loop Upshift vault](https://app-a.merkl.xyz/opportunities/4384304869285126610.md) | [Monad](https://app-a.merkl.xyz/chains/monad.md) | 20.00% | $1,299,821.01 |